The National Social Investment Programme Agency (NSIPA) has opened applications for the 2026 cycle of the Federal Government Enterprise and Empowerment Programme (GEEP).
GEEP is a Federal Government initiative designed to provide interest-free, collateral-free loans of up to ₦300,000 to smallholder farmers, traders, artisans, market women, and petty entrepreneurs across Nigeria.
Here’s everything you need to know about the GEEP 2026 programme and how to apply.
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GEEP 2026 Programme Summary
Host Country: Nigeria
Eligible Applicants: Nigerians
Loan Amount: Up to ₦300,000
Interest: Zero interest
Collateral: Not required
Repayment: Flexible structure
Application Deadline: Not specified (ongoing application)
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About the GEEP Programme
The Government Enterprise and Empowerment Programme (GEEP) is a flagship initiative under NSIPA aimed at promoting financial inclusion and economic empowerment.
The programme supports:
Smallholder farmers
Market traders
Artisans
Youth entrepreneurs
Informal business operators
Other vulnerable groups engaged in agriculture and micro-enterprises
By providing accessible credit facilities, GEEP helps beneficiaries expand their businesses, improve productivity, and increase income.
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Categories Under GEEP 2026
1. FarmerMoni
Provides interest-free loans of up to ₦300,000 to smallholder farmers.
The funds can be used to purchase seeds, fertilisers, farming tools, and other essential inputs to boost productivity.
2. TraderMoni
Designed for petty traders, artisans, and small-scale entrepreneurs.
Offers quick-access loans of up to ₦100,000 to improve business capital and stock levels.
3. MarketMoni
Targets market women and small business owners.
Provides loans of up to ₦100,000 to strengthen working capital and expand inventory.
Eligibility Requirements
The GEEP 2026 Programme is open to Nigerians who are:
Small business owners
Traders and artisans
Market women
Smallholder farmers
Applicants must be actively engaged in a business or farming activity.
Required Documents
Personal Information
Full Name
Phone Number
National Identification Number (NIN)
State and Local Government Area (LGA)
Nature of Business (Trading, Artisan, Farming, etc.)
Passport Photograph
Valid Means of Identification
Guarantor’s Details
Full Name
Phone Number
Email Address
Residential Address
How to Apply for GEEP 2026 (Step-by-Step)
1. Visit the official GEEP application portal via the NSIPA website or approved registration centres in your community.
2. Complete the online registration form with accurate personal and business details.
3. Upload the required documents.
4. Submit your application and wait for further instructions.
Applications are currently ongoing, and eligible Nigerians can register at any time.
Why You Should Apply
No interest charges
No collateral required
Flexible repayment terms
Designed specifically for small businesses and farmers
Government-backed support for economic growth
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