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How to Get a Fully Funded Scholarship Before the End of 2026

Folaranmi Ajayi by Folaranmi Ajayi
September 28, 2026
in Features
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Nigeria’s Education Underfunding: World Bank’s $1.08bn Loan Highlights a Deeper Crisis

Coins and banknote in a glass jar placed on the textbook. Concept money saving for education.

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…Opportunities Nigerians Should Watch

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For many Nigerian students and young professionals, studying abroad can appear financially out of reach. Tuition fees, accommodation, living expenses, visa costs, health insurance and international travel can turn an otherwise attractive university offer into an unaffordable proposition.

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But for applicants who know where to look and, more importantly, understand how scholarship applications work, the final months of 2026 still provide opportunities to apply for funding for the 2027 academic year.

Several major international scholarship schemes are either currently accepting applications or are expected to run application windows between September and December 2026. These include the Chevening Scholarship, Commonwealth Master’s Scholarships, Erasmus Mundus Joint Masters, Oxford’s Clarendon Scholarship and Cambridge Trust scholarships, while some DAAD opportunities in Germany also have deadlines during this period. The important distinction is that not every scholarship described online as “fully funded” covers exactly the same expenses, so applicants must read the official funding terms carefully.

GrannyMurray School GrannyMurray School GrannyMurray School

For Nigerians looking to begin the process now, the first major opportunity is the Chevening Scholarship.

Applications for the 2027/28 Chevening Scholarships opened on August 4, 2026, and close on October 6, 2026, at 11:00 UTC. The programme is funded by the UK Government and supports eligible candidates to undertake one-year master’s degrees in the United Kingdom.

Chevening is particularly relevant to professionals who can demonstrate leadership, professional experience and a clear intention to contribute to their home country. Applicants need to research eligible one-year master’s courses and prepare a strong application rather than simply submitting a university admission request. Successful candidates are expected to obtain an unconditional offer from an eligible UK university by July 2027.

For Nigerians who miss the Chevening deadline, the Commonwealth Master’s Scholarship provides another significant opportunity. Applications for the 2027/28 academic year open on September 8, 2026, and close on October 20, 2026, at 16:00 BST. The scholarship is intended for citizens of eligible low- and middle-income Commonwealth countries who could not otherwise afford to study in the UK.

The Commonwealth scheme is different from Chevening in one important respect: applicants do not simply apply directly to the Commonwealth Scholarship Commission. They apply through an approved nominating agency or organisation, and those agencies can impose their own earlier deadlines. Candidates therefore need to check the requirements of the relevant Nigerian nominating route rather than waiting until the final CSC deadline.

Another opportunity worth watching closely is Erasmus Mundus Joint Masters, funded through the European Union’s Erasmus+ programme. Unlike a conventional master’s degree at one university, Erasmus Mundus programmes are delivered by international university consortia, meaning students can study in multiple countries during the programme.

The European Commission says full scholarships are available for the best-ranked students worldwide. Depending on the programme, the scholarship can contribute to participation costs, travel, visa expenses and living costs. Applications are generally made directly to the individual master’s programme, with most programmes accepting applications between October and January for courses beginning the following academic year.

This makes October a particularly important month for prospective applicants. Rather than searching for a generic “Erasmus scholarship”, candidates should search the official Erasmus Mundus catalogue for programmes matching their academic background, then study the individual programme’s eligibility criteria, documents and deadline.

For academically strong applicants targeting one of the world’s leading universities, Oxford’s Clarendon Scholarship is another opportunity to prepare for before the end of the year.

Clarendon is open to applicants from all nationalities and covers full course fees, together with an annual grant for living costs. There is no separate Clarendon scholarship form. Applicants are automatically considered when they apply for an eligible full-time or part-time master’s or DPhil programme at Oxford by the relevant December or January funding deadline.

This means applicants should not wait for a separate “Clarendon application” to appear. The critical step is applying for the Oxford graduate course itself before the relevant funding deadline and indicating that they wish to be considered for funding.

Cambridge also has substantial funding opportunities for international students through the Cambridge Trust. Its scholarships include full-cost awards covering tuition and, for qualifying awards, maintenance and other expenses. The Cambridge Trust currently lists funding opportunities for students seeking to begin study in the 2027/28 academic year.

However, Cambridge applicants need to pay particular attention to deadlines. The Trust says applicants must submit their university admission application by the funding deadline applicable to their chosen course and indicate that they wish to be considered for funding. The funding deadline is not necessarily the same as the general course application deadline.

For prospective postgraduate students considering Germany, DAAD is another programme worth investigating. The DAAD Development-Related Postgraduate Courses, known as EPOS, supports selected postgraduate programmes in Germany for graduates from eligible developing and newly industrialised countries.

The EPOS scholarship can provide monthly financial support, health, accident and personal liability insurance and a travel allowance, with additional benefits possible in certain circumstances. Applicants generally need an appropriate first degree and at least two years of professional experience, although exact requirements depend on the programme.

One important warning about DAAD is that there is no single universal deadline for all EPOS courses. The official 2027/28 deadline list shows that dates vary by programme, so candidates must identify a specific eligible course and check its deadline directly.

The lesson from these opportunities is simple: there is no single scholarship strategy that works for everyone.

A student applying immediately after a bachelor’s degree should not necessarily target the same opportunities as a professional with five years of work experience. Similarly, someone with a strong research profile may have a different route from someone whose strongest evidence is professional leadership and community impact.

The first step, therefore, should be to determine the type of scholarship that matches your profile.

What applicants should do before applying

The strongest scholarship applications usually begin weeks or months before the application form is submitted.

Start by choosing a field of study. Instead of searching for every scholarship available, identify two or three academic areas that fit your previous education, professional experience and future plans.

Then build a scholarship document folder containing your degree certificates, academic transcripts, CV, passport data page, professional certificates, employment evidence, recommendation contacts and other documents commonly requested by universities or scholarship providers.

Applicants should also prepare a clear statement explaining three things: where they are coming from, why the proposed course matters and what they intend to do with the knowledge after graduation.

This is particularly important because fully funded scholarships are not simply competitions for people with good grades. Different schemes assess different combinations of academic achievement, leadership, professional experience, development impact, research potential, motivation and future plans.

For example, Chevening asks applicants to demonstrate leadership and impact, while Oxford’s Clarendon selection considers academic quality and suitability, alongside evidence from the applicant’s personal statement and references.

Do not make the common scholarship mistakes

In-Demand Skills You Should Consider Learning In-Demand Skills You Should Consider Learning In-Demand Skills You Should Consider Learning

One of the biggest mistakes applicants make is waiting until the final week before a deadline.

Another is applying for a scholarship without first checking whether the applicant actually meets the academic, professional, nationality or course requirements.

Applicants should also be cautious about websites and social media accounts promising “guaranteed scholarships”. Legitimate scholarship providers do not guarantee selection simply because an applicant pays someone to submit an application.

The official scholarship website should always be the final authority on eligibility, deadlines, funding and application procedures.

Applicants should also understand the difference between fully funded, fully tuition-funded and tuition-discount scholarships.

A scholarship offering a £10,000 tuition reduction, for example, is not the same thing as an award that pays tuition, accommodation, living expenses, travel and other costs. Applicants should calculate the total cost of studying before accepting an award.

A practical September-to-December strategy

For someone starting the process now, the remaining months of 2026 can be organised strategically.

September: identify suitable courses and scholarships, check eligibility, obtain transcripts and begin drafting personal statements.

October: prioritise the Chevening and Commonwealth deadlines, while researching Erasmus Mundus programmes and their individual requirements. Chevening closes October 6 and Commonwealth Master’s Scholarships close October 20 for the 2027/28 cycle.

November: submit suitable Erasmus Mundus applications as programmes open, while continuing applications to universities whose scholarship deadlines fall in December or January. Erasmus says most programmes operate within the October-to-January window.

December: focus on Oxford, Cambridge and other university-specific funding deadlines. Oxford’s Clarendon consideration is tied to the relevant graduate-course deadline, while Cambridge Trust funding is tied to the specific funding deadline for the applicant’s chosen course.

The most important point is that “before the end of the year” does not mean applicants have to secure a scholarship by December 31. For many of these programmes, what must happen before the end of 2026 is the application. The selection, university admission and scholarship decisions may take place in 2027.

For Nigerian students and professionals, therefore, the final months of 2026 should not be treated as the end of the scholarship calendar. They are, in many cases, the beginning of the application season for study in 2027.

The opportunities are competitive, and none guarantees selection. But applicants who start early, target scholarships that genuinely match their profiles, prepare evidence of their achievements and carefully follow official instructions can turn the search for international funding from a vague ambition into a structured application campaign.

Key opportunities to monitor before the end
These dates and funding arrangements can vary by programme and course, so applicants should verify the current requirements on the official scholarship or university website before submitting an application.

[Chevening Nigeria](https://www.chevening.org/scholarship/nigeria/

[Commonwealth Master’s Scholarships](https://cscuk.fcdo.gov.uk/scholarships/commonwealth-masters-scholarships/?

[Erasmus Mundus Joint Masters](https://erasmus-plus.ec.europa.eu/opportunities/individuals/students/erasmus-mundus-joint-masters

[Oxford Clarendon Scholarships](https://www.ox.ac.uk/admissions/

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Folaranmi Ajayi

Folaranmi Ajayi

Folaranmi Ajayi, is an educator and journalist covering education,as an educator he has over a decade of experience in teaching and helping students pass exams with above-average grades. He is an education journalist with a special interest in local education,policy writing, solutions journalism, mentoring students, public speaking, and online training.

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